Better Cash Flow will help your Business and gives you peace of mind.  It will also

• Improve your cash flow
• Reduce the cost of goods
• Cut their credit exposure
• Enhance their income statement and balance sheet
• Eliminate bad debt

Factoring is not a loan so it carries no liability. The factoring company purchases your invoices for as much as 98% of their face value and pays you immediately. Unlike establishing a line of credit with a bank, there is no complicated and time-consuming paperwork on your part. Instead, the factoring firm focuses on the credit-worthiness of your end customers and their ability to pay.

Factoring has significant advantages over traditional bank lines of credit which require calendar-based reporting and only allow minimal increases. Because factoring is based on your customers’ ability to pay, you can take multiple customer orders without the risk of overextending your company’s financial resources. With a line of credit in contrast, taking on extra orders could result in a substantial loss should a customer fail to pay – and that can jeopardize your business and limit your ability to grow.

Because the banking industry is constantly in flux with banks changing ownership, requirements for lines of credit can also change overnight and a once-approved line of credit may suddenly be termed “high-risk” and terminated.

Factoring is handled on a customer-by-customer and invoice-by-invoice basis. Each of your customers receives a pre-approved credit limit, which means you never have to turn down work within that limit. Factoring is the only commercial financing approach that lets you manage and grow your business at your own pace – not one determined by an outside organization. Best of all, once you are on board with AmeriFactors^®, you’ll receive immediate payment for every sale you make – with a minimum amount of paperwork and virtually no worries about bad debt or future credit risk.

Dennis Bays
AMERIFACTORS
Senior VP Western States